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Post by Rajiv on Mar 10, 2011 15:55:40 GMT 8
Although it is listed as one of the payment modes, I don't think anyone had made payment via ATM before now. Lloyd did so today. I believe it has to be an ATM of the same bank - UOB or DBS/POSB. I have again simplified the "Payment modes" page. I have removed the links to various posts above, and added the following at the end of the page: .... Discussion & feedbackDiscussion of the above system can be found here. It links back to this thread.
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Post by Rajiv on Mar 10, 2011 23:28:35 GMT 8
.... The more players use payment modes other than handing me cash, the less they need to rely on me being present to make payment, whether for the current game of future games. .... Please go through the various payment modes and use the ones that suits you.
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Post by Rajiv on Mar 15, 2011 20:40:16 GMT 8
.... As the Tuesday night game is probably the most popular, I could reduce the cut-off to 24 hours, to further benefit those who prepay. .... I'll leave it at 36 hours for now.
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Post by Rajiv on Mar 15, 2011 20:43:44 GMT 8
The resumed Monday night game at The Cage will also be a prepayment game.
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Post by Rajiv on Mar 21, 2011 16:52:49 GMT 8
All the weeknight games at the following venues will be prepaid from now on: * Big pitch at Sports Planet @ East Coast ( 12 to 14 players). * 7-a-side pitch at the Premier Pitch @ Khalsa ( 12 to 14 players). * The Cage ( 8 to 10 players). Prepayment allows me to standardize the price per person regardless of the actual number of players. Before prepayment, the amount each person pays is the cost of the pitch divided by the number of players. As the big pitch at the Premier Pitch @ Turf City is much more expensive (due to the pitch being covered), the price per person varies with the actual number of players. As I move the weekend games from Turf City to Khalsa, I will introduce prepayment and standard prices. I aim to standardize the price per person across the board for all games with prepayment, regardless of venue. Currently, this is $10 per person. However, I may give a discount, or provide free drinks (100 Plus), for newer games.
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Post by Rajiv on Mar 22, 2011 10:10:28 GMT 8
Prepayment was started for The Cage game last night. As it was the first prepayment game at The Cage, I provided 100Plus.
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Post by Rajiv on Mar 23, 2011 23:47:59 GMT 8
I had been asking registered members who prepay to post on the current month's thread. Unfortunately, the settings for the Payment Information board only allowed me to post on any thread. Sorry about that.
I have changed that now to allow registered members to post on the current month's thread.
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Post by Rajiv on Apr 5, 2011 22:51:44 GMT 8
I've been applying the prepayment requirement more strictly for Tuesday nights than for other nights. I haven't gone down to collect for two of the last three Tuesdays. I haven't had to go down to collect on a Tuesday since the first week of prepayment in January 2011.
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Post by Rajiv on Apr 27, 2011 10:21:42 GMT 8
The weeknight games all provide for prepayment. However, only the Tuesday game has everyone prepaying.
I started off by going down on Monday nights to The Cage to collect from those who hadn't prepaid, and I've played the last couple of weeks, so I can collect while I'm there.
I have also played all the Wednesday night games since it was moved to the Premier Pitch @ Khalsa, so I am able to collect payment there as well from those who haven't prepaid.
The Thursday night game has been cancelled over the past few weeks, but before that I was going down to collect payment from those who haven't prepaid even if I wasn't playing.
To encourage more to prepay, for May and June 2011, there will be a 10% discount for those whose prepayment is received before the game, that is, $9 instead of $10.
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Post by Rajiv on May 2, 2011 14:24:01 GMT 8
As this Saturday's game is at Khalsa, I have also applied prepayment, so that those who only play at the weekends are introduced to it. However, as it is a one-off switch, there is no priority for preyament, only the 10% discount will apply for prepayment.
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Post by Rajiv on May 5, 2011 15:17:32 GMT 8
.... The main advantage of prepayment is that the price per player is fixed, and does not depend on the number of players or who actually turn up. .... With prepayment, I bear the cost risk of late withdrawals or no shows, not the other players. So far, the introduction of prepayment for the weekend games at the Premier Pitch @ Turf City has been repeatedly delayed. I cannot cap it at $10 per person like I do for Sports Planet, the Premier Pitch @ Khalsa and The Cage, as the big pitch at Turf City is significantly more expensive. For a fixed price, I need to cover the least number of players for the game to go on. This is currently: * 12 for the Saturday game, which works out to $13.50 per person. * 14 for the Sunday game, which works out to $11.50 per person. I intend to introduce prepayment for the weekend games by June 2011. .... Once the weekend games become prepaid, all our regular games will be prepaid.
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Post by Rajiv on May 23, 2011 9:15:30 GMT 8
.... I will also introduce prepayment for the Saturday game a week earlier, from 28 May 2011. From next week onwards, I will look at the state of the poll on Monday morning, and apply it to the thread for the game on the coming Saturday. .... The poll is tied at: * 7-a-side @ Turf City, even @ $13.50 per player - 4 votes (50.0%) * 8-a-side @ Turf City, @ $11.50 per player - 4 votes (50.0%) * 7-a-side @ Khalsa (uncovered) @ $10 per player - 0 votes (0.0%) I'll apply the state of the poll as at 9 am on Saturday morning instead. If it is still tied, It will be the same as the previous Saturday - 8-a-side. For those who don't prepay, I will come down to collect, as follows: * Games designated as 8-a-side - $13 per person. * Games designated as 7-a-side - $15 per person. To allow players time to get used to prepayment, I won't introduce the higher price for those who don't prepay this week. Those who prepay before the cut-off will have priority. We'll start with 48 hours before the game for the cut-off.
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Post by Yaseen on May 27, 2011 12:34:15 GMT 8
For 8 a side, it adds up to $10 per player... For 7 a side, it adds up to $12 per player.. Why the extra $1.50 per person? Doesnt make sense to me.. I undestand that you have prepaid rajiv but looking at it, there can always be a representative who collects on your behalf and pass it to you later on.. Unless you feel charging $24 per game for transport/petrol is justified, then i have no comments.. I personally wont play/pay as i feel its exorbitant.. Even with prepayment,the price is still higher then the actual amount divided per player by cost of pitch.. With singapore facing inflation, cost of football also inflates? Its not fair..
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Post by Rajiv on May 27, 2011 12:54:15 GMT 8
Yaseen, I am moving all games to a fixed price. For an 8-a-side at Turf City, once a game is designated as 8-a-side, the price is fixed, regardless of whether we only have enough for 7-a-side, or whether anyone doesn't turn up or forgets to bring money to pay. For example, if the game is designated as 8-a-side, but we only have enough for 7-a-side, and one player doesn't turn up, under the current system, each player would have to pay $13. Under the new system, they would still only have to pay $11.50. The pricing for games at Turf City was specifically addressed earlier, here. I not only bear the risk in paying for the pitch in advance, but also the additional cost when we are short of players. I need to to be covered for at least part of this cost. This does not take into account my time, and SMSing to find players when we are short of players. I would be grateful if you would read the earlier threads on prepayment in full: * "Prepayment", first posted on 22 November 2010. * Introduction of prepayment, first posted on 6 January 2011. The issue of prepayment has also been repeatedly addressed in the monthly Updates sent out by e-mail.
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Post by Rajiv on Jun 13, 2011 13:20:18 GMT 8
Prepayment has been introduced for all regular games and regular venues. Up to now, the "Payment modes" post provided that: .... PaypalYou can make Paypal payment without incurring fees (provided you have a Singapore dollar account and have a credit balance in your Paypal account) as follows: * Log in to Paypal. * Click on “Send Money” * Click on “Personal Payments” * Enter the email address ([business e-mail address]) and the amount to be paid. * It will suffice to select “Payment owed”. * Then click on “Continue”. For more information on adding a credit balance to your Paypal account, click on "Top Up" after you log in to Paypal. If you are paying from a non-Singapore dollar account, a fee of 3.4% + $0.50 may be charged by Paypal. In that case, it is better that you make payment to my personal account (email address: [personal e-mail address]) as in that case, the default is for the payer to pay the fee. If the fee is deducted from payment made to my business account (or for that matter, my personal account), I will refund the payment (which should include a refund of the fee). Bank transfer / depositAccount details are below. The UOB account is preferred, but as a lot of people have DBS or POSB accounts, my POSB account is also provided below. Payments made from the same bank are immediate. Payments made from a different bank may take 2 to 3 working days. Everything Counts UOB Account No. xxx-xxx-xxx-x United Overseas Bank Limited Siglap Branch Bank code: 7375 Branch code: 031 or Rajiv Nair POSB Account No. xxx-xxxxx-x (Savings) POSB Siglap Branch Bank code: 7171 Branch code: 081 Whereever possible, please provide your Display Name as reference. Acknowledgement of payment / payment recordsAfter making payment, you may wish to post under the current month's thread so that I know to look out for your payment. .... .... Unless the steps are taken exactly as described above, a fee is charged for payment via Paypal to the business account. Very few are paying by Paypal, and from time to time, I have to refund the payment as fees are incurred. I will remove the business account as an option, and leave just the personal account. Most are paying to the POSB account, and very few are posting under the current month's thread, so I end up checking two accounts on a regular basis. As most prefer the POSB account, I will remove the UOB account. Those who prefer paying to the UOB account can continue to do so, but please let me know, so that I know to check the UOB account. Otherwise, I will only be checking the POSB account on a regular basis. I have amended the June 2011 thread to reflect the above. I have also merged the "Current balances" post into the "Payment modes" post, so that there is only one post providing an overview. The earlier threads on prepayment have been archived: * "Prepayment", first posted on 22 November 2010. * Introduction of prepayment, first posted on 6 January 2011. There is also some discussion of prepayment under "Schedule & Prepayment - 2nd & 3rd Quarters 2011".
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Post by Rajiv on Jun 16, 2011 23:27:33 GMT 8
Srini SMSed me at 9.10 pm to say he was unwell and couldn't make it. What's most disappointing is that by not informing me much earlier, he deprived the reserves (there were two) of a game. ... This is the first no show / late withdrawal by a player who has prepaid. I should deduct the full amount, but as this is the first time, and he did SMS me (even if it was after the game had started), I'll only deduct half the amount ($4). I won't waive more as he deprived other players of a game. The deduction will be reflected on the first sheet (Sheet 5). Up to now, each schedule has included a statement that "I am currently not making any deductions for withdrawals even if very late." Late withdrawal implies a withdrawal before the game starts, not after it has started. Anyway, I'll remove this statement to avoid any ambiguity, and I'll consider deducting up to half the prepayment for a player who withdraws less than an hour before the game (or worse, after the game has started). If the player hasn't prepaid yet, I'll reflect it as a debit.
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Post by Rajiv on Jun 17, 2011 20:52:27 GMT 8
.... Do you get a good rate ?  Well considering that apart from administering the message board and the system, I'm prepaying almost $3,000 a month, and I bear the following: * making sure each game fills up or is cancelled promptly, * monitoring payment and the risk of non-payment, * the risk of late withdrawals and no shows, I'd have to say no. 
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Post by Rajiv on Jun 22, 2011 8:28:29 GMT 8
.... Most are paying to the POSB account, and very few are posting under the current month's thread, so I end up checking two accounts on a regular basis. As most prefer the POSB account, I will remove the UOB account. Those who prefer paying to the UOB account can continue to do so, but please let me know, so that I know to check the UOB account. Otherwise, I will only be checking the POSB account on a regular basis. .... For those who prefer paying into the UOB account, I have added the account details back on the payment information post.
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Post by Rajiv on Jun 24, 2011 12:32:35 GMT 8
An impromptu replacement is one we pick up at the venue when there is a very late withdrawal, no show, or we are otherwise short of a player.
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Post by Rajiv on Jun 29, 2011 14:20:22 GMT 8
For the weeknight games: .... To encourage more to prepay, for May and June 2011, there will be a 10% discount for those whose prepayment is received before the game, that is, $9 instead of $10. and .... For the month of June 2011, it will be $8 per player for those who prepay for a game at Khalsa, .... Prepayment has also been introduced for the weekend games: .... * Game designated as 8-a-side - $11.50 per player. The price is the same even if there are only enough players for a 7-a-side on the big pitch. .... For those who don't prepay, I will round it up to $12 .... .... Going forward, the basic rate for each venue should be the published cost of the pitch divided by the minimum number of players, rounded up to the nearest dollar: - The Premier Pitch @ Khalsa - $100 / 12 = $8.33 rounded up to $9 - Sports Planet @ East Coast - $120 / 12 = $10 - The Premier Pitch @ Turf City - $160 / 14 = $11.42 rounded up to $12 - The Cage - $80 / 8 = $10 However, as the Premier Pitch @ Turf City is the most expensive, I'll keep it at $11.50 for now. For the Premier Pitch @ Khalsa, I get about 10% off in paying a month in advance. For Sports Planet and The Cage, it is about 15%, but there is no rounding up in the above calculations. For the Premier Pitch @ Turf City, the discount is about 6%. The margins cover the risk I take on in paying in advance for the pitches. The margin is actually the narrowest for the Premier Pitch @ Turf City. A 7-a-side with 1 player not paying, and I'm out of pocket for that game. In response to: .... Do you get a good rate ?  My reply: Well considering that apart from administering the message board and the system, I'm prepaying almost $3,000 a month, and I bear the following: * making sure each game fills up or is cancelled promptly, * monitoring payment and the risk of non-payment, * the risk of late withdrawals and no shows, I'd have to say no.  When a player says he has or will prepay, I take it at face value. Although I provide two bank accounts, one with POSB and the other with UOB, for bank transfers, payment from a different bank can take 2 to 3 days to be reflected. As long as I receive the payment within 3 or 4 days after the game, I'll treat it as prepaid. The alternative is Paypal. If several players don't prepay, I have to consider being present to collect (even if I'm not playing). For that, I'll add a dollar when I collect from those who don't prepay. The alternative is to pay one of the players present who has sufficient credit, and I deduct the payment from that player's credit. Two conditions: * The player receiving payment must have sufficient credit. * The player receiving payment must be willing to have his credit used by another player. I will only deduct the prepaid price from the player's credit. However, the player collecting payment is entitled to add the dollar surcharge. After all, he has taken the trouble to keep a credit, which the player paying is making use of. It is up to the player receiving payment whether he wishes to waive the dollar surcharge. If a player cannot prepay, is unable to use another player's credit, and I am not there to collect, he can owe me. The amount owing is reflected as a debit in the Excel spreadsheet. Up to now, I have been using a cut off (36 or 48 hours before the game) to encourage early payment and to determine priority for the more popular games. Those who prepay before the cut-off have priority. After the cut-off, reserves who prepay have priority. Giving priority for prepayment hasn't really made much difference. Further, as most players are prepaying, it has even less purpose. I will abandon it with immediate effect. However, prepayment should be made at least 9 to 12 hours before the game, and no later than by the time the suggested line ups are put up (4 to 5 hours before the game). Later replacements can of course pay later. As has been the case up to now, anyone who withdraws does not have to pay for the game, and any prepayment remains to his credit. On the other hand: .... ... I'll consider deducting up to half the prepayment for a player who withdraws less than an hour before the game (or worse, after the game has started). If the player hasn't prepaid yet, I'll reflect it as a debit. This will be the practice from now on, unless there is a very good reason for the late withdrawal (less than an hour before the game) - a deduction of: * $4 for Khalsa, Sports Planet or The Cage. * $5 for Turf City. The deduction will also be waived if a replacement can be found who pays the usual price for the game. Any withdrawal after the line ups are put up is a late withdrawal. I can still try to find a replacement 3 or 4 hours before the game. However, the later the withdrawal, the harder it gets. Withrawals in the last hour before the game puts me in an impossible position. The remaining recourse is to find an impromptu replacement at the venue itself, who plays for free. I bear the cost. The person withdrawing so very late should share in the cost. Players owing payment for previous games may be restricted to playing in games in which I am playing until what is owing is settled.
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